Get your FREE home tanning bed catalog * Offer valid, subject to credit approval, on purchases made using Carmel Financial Corporation, Inc. The Annual Percentage Rate is 19.9% (corresponding Monthly Periodic Rate is 1.6583%), based on overall financial credit history. Other term options and finance programs are available. Finance charges will accrue on any purchases from the date of purchase. Not all customers will qualify for this finance offer. Tax and freight charges not included on monthly payments or cash prices. By signing up you will receive exclusive promotions and discounts on tanning beds, as well as exciting new products related to tanning and skin care. Don't worry. The information you give will never be sold, shared or distributed to any third party organizations. View our complete Privacy Policy.